California has some of the highest insurance costs in the nation. And no wonder. California has more cars per person and more cars per highway mile than any other state in the nation. In California, the automobile truly is king. However, there are several things every California driver can do to lower the cost of their auto insurance, and there’s one great thing every driver can do that will lower the cost of their coverage by up to 30%!

We’ll start with the little things first and save our big surprise for last.

If possible, park your car in a garage overnight rather than park it on the street or even in your own driveway. A garaged car is more secure against vandalism and theft, so your company will charge you less for its coverage.

Paying your premium directly from your checking or savings account automatically each month means your company doesn’t have the expense of sending you a bill. They are happy to pass those savings on to you.

If you’re married, you can save quite a bit by simply listing the wife as the primary driver for all vehicles and the husband as the secondary driver. Women pay less for insurance, so this simple tactic will save you quite a bit.

The less you drive, especially to and from work, the less you’ll pay for your coverage. Join a carpool at work. Carpooling with just one other driver will cut your monthly rush hour driving in half, and that can save you a ton of money each month.

Raising your deductible will also save you money. The higher your deductible, the lower your premium each month. Just make sure you don’t agree to pay a higher deductible than you can really afford.

This is the most important thing we promised you: the fastest and easiest way to reduce the cost of your monthly premium by 30% or even more.

Buy your car insurance policy online!

The savings you’ll get when you buy your policy online is truly amazing! Online brokers have almost no overhead and that means they can pass those savings directly to you. But aside from low overhead, online brokers face some of the toughest competition you can imagine. The only way for them to get your business, and they know it, is to cut their prices as low as possible.

Buying your insurance online is fun, easy, and the safest way to find the cheapest rate for your auto insurance in California and feel confident that you’re saving the most money every month.